When it comes to cozy meals that pack a punch of flavor, this Cheesy Enchiladas Chili Recipe is an absolute winner. Imagine all the rich, savory goodness of a traditional chili but with a twist—enchilada sauce! Yes, that’s right. This chili is filled with the bold flavors of enchilada sauce, melty cheese, and the perfect balance of beans, corn, and tender ground beef. It’s the type of dish that makes everyone gather around the table, spoon in hand, ready for seconds.
I first made this Cheesy Enchiladas Chili Recipe on a chilly evening when I wanted something hearty but with a bit of a kick. After one bite, it was clear this would be a new family favorite. The blend of spices from the chili seasoning and the creamy cheese takes this chili to the next level. Whether you’re serving it for a cozy family dinner, game day, or even meal prepping for the week, this chili is versatile, filling, and downright delicious. Plus, it only takes about an hour to prepare and is made all in one pot—who doesn’t love less cleanup?
If you’re looking for a dish that’s packed with flavor, cheese, and just the right amount of spice, keep reading. This Cheesy Enchiladas Chili Recipe will become your go-to recipe for those chilly nights or whenever you need something comforting and satisfying.
🧀 Ingredients for the Cheesy Enchiladas Chili Recipe
Before we jump into the cooking process, let’s talk ingredients. The beauty of this Cheesy Enchiladas Chili Recipe is that it combines simple, accessible ingredients to create a dish that’s bold, comforting, and full of flavor. Whether you’re making it for a weeknight dinner or a game-day crowd, this recipe delivers every time.
For the Chili:
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1 lb ground beef (or substitute with ground turkey for a leaner option)
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1 medium onion, diced
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3 cloves garlic, minced
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1 can (15 oz) black beans, drained and rinsed
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1 can (15 oz) kidney beans, drained and rinsed
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1 can (15 oz) diced tomatoes
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1 cup corn kernels (fresh, frozen, or canned)
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1 cup enchilada sauce (mild, medium, or hot—your choice)
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1 packet chili seasoning (or homemade: chili powder, cumin, paprika, garlic powder, salt, pepper)
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1 cup shredded cheddar cheese (plus extra for topping)
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1 cup shredded Monterey Jack cheese (optional, for extra creaminess)
For Serving:
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Tortilla chips
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Sour cream
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Fresh cilantro, chopped
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Green onions, sliced
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Avocado slices or guacamole
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Lime wedges
This Cheesy Enchiladas Chili Recipe uses classic chili ingredients—beans, ground beef, tomatoes—but takes things to the next level with enchilada sauce and a generous amount of melty cheese. The result is a hearty, flavorful one-pot meal with layers of texture and warmth. Plus, with customizable toppings, each bowl can be tailored to your taste.
Now, let’s dive into how to make this irresistible Cheesy Enchiladas Chili Recipe step-by-step!
🍲 Step-by-Step Instructions for Making the Cheesy Enchiladas Chili Recipe
This Cheesy Enchiladas Chili Recipe is simple to prepare and packed with flavor. Follow these easy steps for a one-pot comfort dish that will warm you up from the inside out.
🔥 Step 1: Brown the Ground Beef and Sauté the Aromatics
Begin your Cheesy Enchiladas Chili Recipe by heating a large pot or Dutch oven over medium heat. Add the ground beef (or ground turkey for a lighter version) and cook until fully browned, using a wooden spoon or spatula to break it into smaller pieces. You want the meat to be cooked through and lightly caramelized for maximum flavor.
Once the beef is browned, add the diced onion directly into the pot. Cook for about 3–4 minutes, stirring occasionally, until the onion becomes soft and translucent. Then, stir in the minced garlic and cook for another 1 minute, just until fragrant. This aromatic base is essential—it builds the savory depth that makes this Cheesy Enchiladas Chili Recipe so irresistible.
🌽 Step 2: Add the Beans, Tomatoes, Corn, and Enchilada Sauce
Now it’s time to layer in the hearty goodness. Add the black beans, kidney beans, diced tomatoes, and corn into the pot. These ingredients bring texture, color, and body to the chili. The beans provide protein and fiber, while the corn adds a subtle sweetness that balances the spices.
Next, pour in the enchilada sauce—this is where the flavor transformation happens. The enchilada sauce gives your Cheesy Enchiladas Chili Recipe its signature richness and tangy chili twist.
Sprinkle in your chili seasoning packet or homemade spice blend (a mix of chili powder, cumin, paprika, garlic powder, salt, and pepper). Stir everything well to combine all the ingredients evenly.
Bring the chili to a gentle simmer, then reduce the heat to low. Cover the pot with a lid and let it cook for 15–20 minutes. This simmering time allows the flavors to meld together and deepen, resulting in a thick, savory, and comforting chili with enchilada-inspired flair.
🧀 Step 3: Add the Cheese and Stir Until Melted
After your chili has finished simmering and all the delicious flavors have had time to come together, it’s time for the best part of this Cheesy Enchiladas Chili Recipe—the cheese!
Add the shredded cheddar cheese and Monterey Jack cheese directly into the pot. Stir everything gently but thoroughly until the cheese is completely melted. As it blends into the chili, you’ll notice the sauce becoming creamier, thicker, and richer. The melted cheese adds a velvety texture and brings all the ingredients together in cheesy harmony.
If your Cheesy Enchiladas Chili Recipe feels a little too thick, don’t worry! Just add a splash of chicken broth or water to loosen it up to your preferred consistency. This flexibility is what makes the dish so easy to customize.
🍽️ Step 4: Serve and Add Your Favorite Toppings
Now that your chili is cheesy, creamy, and piping hot, it’s time to serve! Ladle the Cheesy Enchiladas Chili into bowls and get creative with the toppings.
Top each bowl with a little extra shredded cheese for that irresistible melty finish. Then layer on your favorite garnishes. Here are some great ideas to elevate your Cheesy Enchiladas Chili Recipe:
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A dollop of sour cream for cool creaminess
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A sprinkle of fresh cilantro for brightness
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Sliced green onions for a little bite
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Avocado slices or a spoon of guacamole for richness
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A squeeze of fresh lime juice to balance the flavors
Want a little crunch? Serve your chili with a handful of tortilla chips on the side—or even crushed on top. The combination of creamy, cheesy chili with crispy chips is a total flavor and texture win.
This step is where your Cheesy Enchiladas Chili Recipe becomes fully customizable, so have fun with it! Whether you go classic or load it up with toppings, it’s guaranteed to be a hit at the dinner table.
Cheesy Enchiladas Chili Recipe: Tips, Variations & Cooking Advice
Once you’ve got the basics of this Cheesy Enchiladas Chili Recipe down, it’s time to have some fun with it. This dish is incredibly versatile—you can switch up the protein, adjust the spice level, add extra flavor layers, and even make it ahead for easy weeknight dinners or meal prep. Below are some simple ways to make this chili even more delicious and personal to your taste.
Step 5: Customize the Protein
One of the best things about this Cheesy Enchiladas Chili Recipe is how easily you can change the protein to fit your preferences. Want something lighter? Use ground turkey or chicken instead of beef—they’ll still soak up all that cheesy, saucy goodness while reducing the fat content a bit.
Step 6: Adjust the Spice Level
This chili has a naturally bold flavor from the enchilada sauce and seasonings, but you can easily dial the heat up or down. For a spicier kick, use medium or hot enchilada sauce, stir in diced chipotle peppers in adobo sauce, or add a few dashes of hot sauce. Crushed red pepper flakes or extra chili powder can also bring the heat.
Step 7: Add a Smoky Twist
If you love smoky flavor, a diced chipotle pepper sautéed with the garlic is a simple way to add depth. It’s not overly spicy but adds a delicious earthy, smoky element that pairs perfectly with the enchilada sauce.
Want even more? Try adding a pinch of smoked paprika or ground cumin. These spices enhance the savory richness and make the chili taste like it’s been simmering all day, even if you made it in under an hour.
Step 8: Make It Creamier
Cheddar and Monterey Jack cheese already give this Cheesy Enchiladas Chili Recipe a smooth, melty texture—but if you want to take it further, stir in a splash of heavy cream or a dollop of sour cream at the end. This will make the chili even richer and give it a luxurious finish.
Need a dairy-free option? Use plant-based cheese alternatives or add a spoonful of coconut cream or cashew cream to each bowl. You’ll still get a velvety texture with tons of flavor.
Step 9: Prepare Ahead for Bigger Flavor
Here’s a secret: this Cheesy Enchiladas Chili Recipe tastes even better the next day. After cooking, let it cool, then store in an airtight container in the fridge overnight. When reheated, the flavors will have had time to blend and deepen, making each bite even more satisfying.
It also stores well! Keep it in the fridge for up to 4 days or freeze individual portions for up to 3 months. Just reheat on the stovetop or in the microwave with a splash of broth or water, and dinner is served.
🌮 Serving Suggestions and Topping Ideas for Your Cheesy Enchiladas Chili Recipe
While this Cheesy Enchiladas Chili Recipe is rich, hearty, and satisfying all on its own, the right toppings can elevate it from a simple weeknight dinner to a festive, shareable meal everyone will love. Think of the toppings as the final flavor boosters—adding contrast, texture, and freshness to your already-delicious chili.
Here are some of my favorite serving ideas to bring your Cheesy Enchiladas Chili Recipe to the next level:
✅ Tortilla Chips
Top your bowl with a generous handful of crunchy tortilla chips. They not only provide a delightful contrast to the creamy chili but also double as scoops—perfect for grabbing those cheesy bites straight from the bowl.
✅ Fresh Cilantro
A sprinkle of chopped fresh cilantro brightens up every bite. It adds a fresh, herbal note that balances the richness of the cheese and enchilada sauce in your Cheesy Enchiladas Chili Recipe.
✅ Sour Cream
Nothing cools the heat like a dollop of sour cream. It adds a smooth, creamy texture and provides a nice contrast to the bold spices in the chili.
✅ Avocado or Guacamole
Creamy avocado slices or a spoonful of guacamole make this dish even more indulgent. The buttery texture of the avocado pairs perfectly with the cheesy, smoky notes in the chili.
✅ Lime Wedges
A quick squeeze of fresh lime juice right before serving can brighten and balance the flavors. It’s a simple addition that adds a zesty pop to your Cheesy Enchiladas Chili Recipe.
🎉 More Creative Topping Ideas:
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Sliced green onions – for crunch and mild sharpness
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Shredded lettuce – adds freshness and lightness
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Crumbled queso fresco – a mild Mexican cheese for extra richness
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Drizzle of hot sauce – for those who like it spicy
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Pickled jalapeños – for tang and heat
Whether you’re serving it family-style or loading up individual bowls for a game day party, these toppings turn your Cheesy Enchiladas Chili Recipe into a customizable crowd-pleaser. Get creative and have fun with it—the more toppings, the merrier!
Cheesy Enchiladas Chili Recipe: FAQs and Final Thoughts
Now that you’ve learned how to make this Cheesy Enchiladas Chili Recipe, here are some quick answers to common questions to help you prep, store, and customize it with confidence.
1. Can I make this chili ahead of time?
Yes! This chili tastes even better the next day. Store it in an airtight container in the fridge or freeze it for up to 3 months. Reheat with a splash of broth or water if needed.
2. Can I use ground turkey or chicken?
Absolutely. Ground turkey or chicken are great leaner options for this Cheesy Enchiladas Chili Recipe. Just add a bit more seasoning to boost flavor.
3. Can I make it vegetarian?
Yes! Swap the meat for plant-based crumbles, extra beans, or lentils. The enchilada sauce and spices will keep it flavorful and hearty.
4. How can I adjust the spice level?
Use mild enchilada sauce for a gentle heat, or spice it up with chipotle peppers, hot sauce, or chili flakes. Taste as you go to find your perfect balance.
5. Can I make this chili in a slow cooker or Instant Pot?
Yes! This Cheesy Enchiladas Chili Recipe works great in both. For a slow cooker, brown the meat with onions and garlic first, then cook everything on low for 6–7 hours or high for 3–4 hours. Stir in the cheese during the last 15 minutes.
For the Instant Pot, use the sauté setting to cook the meat, onions, and garlic. Add the rest of the ingredients, seal, and pressure cook on high for 10 minutes. Quick release, stir, and it’s ready to serve.
6. What toppings do you recommend for serving this chili?
This Cheesy Enchiladas Chili Recipe pairs well with sour cream, fresh cilantro, green onions, avocado, guacamole, and tortilla chips. A squeeze of lime brightens the flavor. You can also add shredded lettuce, jalapeños, or hot sauce if you like more heat. Customize it to your taste!
7. Can I freeze leftovers?
Yes, this Cheesy Enchiladas Chili Recipe freezes very well. Let the chili cool completely, then store in an airtight container or freezer-safe bag. It’ll keep in the freezer for up to 3 months. When ready to eat, thaw in the fridge overnight and reheat on the stovetop for the best texture. Microwave works too, but reheating on the stove helps keep it creamy and flavorful.
Final Thoughts
This Cheesy Enchiladas Chili Recipe is perfect for cozy dinners, meal prep, or feeding a hungry crowd. It’s easy to make, comes together in one pot, and is packed with bold, cheesy, enchilada-style flavor. You can customize it with your favorite toppings, proteins, or spice level—and it always turns out comforting and delicious.
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Cheesy Enchiladas Chili Recipe
Description
Ingredients
- beef (or turkey for a leaner option)
- onion, diced
- garlic, minced
- black beans, drained and rinsed
- kidney beans, drained and rinsed
- diced tomatoes
- corn kernels (fresh, frozen, or canned)
- enchilada sauce (mild, medium, or hot depending on preference)
- packet chili seasoning (or homemade blend: chili powder, cumin, paprika, garlic powder, salt, and pepper)
- cheddar cheese (plus extra for topping)
- Monterey Jack cheese (optional, for extra creaminess)
- Tortilla chips
- Sour cream
- Fresh cilantro, chopped
- Green onions, sliced
- Avocado slices or guacamole
- Lime wedges
Instructions
- In a large pot or Dutch oven over medium heat, cook the ground beef until browned, breaking it into small pieces as it cooks. Add the diced onion and continue cooking for about 3–4 minutes, until the onion is soft. Stir in the minced garlic and cook for an additional minute, until fragrant.
- Stir in the black beans, kidney beans, diced tomatoes, corn, enchilada sauce, and chili seasoning. Mix everything thoroughly to combine. Bring the mixture to a gentle simmer, then reduce the heat to low. Cover and let the chili cook for 15–20 minutes, allowing the flavors to come together.
- Add the shredded cheddar and Monterey Jack cheese, stirring until completely melted and the chili becomes creamy and cheesy. If the consistency is too thick, you can add a splash of water or chicken broth to loosen it.
- Serve the chili hot in bowls. Top with additional shredded cheese and your favorite garnishes—sour cream, chopped cilantro, green onions, avocado slices, tortilla chips, and a squeeze of fresh lime.